Combined Deposits
Additional Inside Tips

Deposit Credits are a great way to increase your Deposit Trading Power without giving up a full week. If you have a Deposit Credit on your account consider using it first when combining.

call 0845 60 86 380

Weekdays from 08:30 - 20:00
Saturdays from 09:00 - 16:30

Additional Contact Details


Digital Directory

Now you can get access to even more holiday* options than ever before! With the ability to combine your Deposits you will have access to exchange holidays you otherwise wouldn’t have had. This is just part of the improved holiday options that RCI is providing you.

What EXACTLY is a Combined Deposit?

Combined Deposits** allows you to take your already deposited weeks or Deposit Credits and add them together to increase your Deposit Trading Power and your exchange options. Each of your deposited weeks or Deposit Credits has a Deposit Trading Power value assigned to it. When you choose to combine deposited weeks or Deposit Credits they appear as one week with a new, higher, Deposit Trading Power equal to the total trading power of the individual weeks or Deposit Credits added together.

Deposit Credits

How Do Combined Deposits Work?

When you are in the “Manage Your Deposits” screen you will be able to see all of your deposited weeks or Deposit Credits and their respective trading power. You can then choose to combine any eligible deposits, or Deposit Credits for a fee.

Deposit Credits

You can select as many deposits or Deposit Credits as you would like to combine to get the exchange you want. When clicking on eligible deposits or Deposit Credits to combine, the total trading power of the combined deposits or the new travel window will appear on the right of the screen for your reference. Once you select the deposits or Deposit Credits you would like to combine, simply confirm your choice and pay the combine fee.

Deposit Credits

Your newly combined deposit will then appear on your “Manage Your Deposits” screen as a “Combined Deposit” which can be used like a regular deposit. It is important to note that the weeks you combined will no longer be visible on the “Manage Your Deposits” screen as individual weeks. The travel window for the new Combined Deposit will be 2 years from the date combined. For example, if you combine two weeks on December 1, 2010 your new Combined Deposit will have a travel through date of December 1, 2012.

What Are My Options for Combining Deposits?

When combining Deposits you have a few options:

  • Combine a Deposit Credit with another Deposit Credit
    Suggested Use: If you have multiple Deposit Credits and using one will not get you the holiday you want, you can combine them to get a new deposit with a higher trading power.
  • Combine a Deposit Credit with a Deposited week
    Suggested Use: If you have a Deposit with enough trading power to exchange into the resort you want but would like a larger unit size OR if you need just a little extra trading power to get you into that resort, combine your Deposit Credit with a full week Deposit.
  • Combine two or more full weeks
    Suggested Use: If you do not have any Deposit Credits or it’s a special occasion and using any one of your existing Deposits will not get you the holiday you really want, you can combine two or more full weeks Deposit.

Tip: Make sure the holiday you want is available for the dates you want it before you combine two full weeks.

Remember, you can combine as many Deposit Credits as you want in one transaction. If possible, we suggest using Deposit Credits to combine first so you don’t have to use two full weeks for one holiday.

How Long Does it Take Before I Can Use My Combined Deposit?

Once you select the weeks you want to combine and pay the combine fee, you will be able to use the Combined Deposit right away. There is no wait time required between confirming the combine transaction and booking your week. If you have found a holiday with higher Exchange Trading Power than the Deposit Trading Power of any one of your weeks and you choose to combine deposits or Deposit Credits you will be able to book it as soon as you complete the process to combine.

I Deposited My Week before the Changes Took Place, Will I Still Be Able to Use the New Features When I Exchange?

Yes. All deposited weeks that have not been used for exchange are able to be traded down to receive Deposit Credits or to be combined. The Deposit Trading Power of your week will be listed to the right of the Deposit and you will be able to view it when searching for available exchanges and make the holiday choice that’s best for you.

Ready to start using your Deposits? Go to RCI.com today and get started! >>

* These holidays are limited. Destinations and travel times are subject to availability and confirmed on a first come, first served basis. Offer includes only accommodations and specifically excludes travel costs and other expenses that may be incurred. Taxes, additional fees and charges may apply. All-inclusive resorts may charge a mandatory all-inclusive fee. Other restrictions may apply. Offer void where prohibited by law.

**You must pay a fee to combine Deposits and/or Deposit Credits. The fee will be charged each time you complete a combining transaction. There is no limited to the number of Deposits and/or Deposit Credits you can combine in one transaction.